The Impact Of Digital Financial Inclusion On Inclusive Growth In Gansu Province, China

Li, Dandan (2025) The Impact Of Digital Financial Inclusion On Inclusive Growth In Gansu Province, China. PhD thesis, Universiti Sains Malaysia.

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Abstract

In recent years, the deep integration of digital technology and the financial industry has given rise to a new financial model: "digital financial inclusion." Digital financial inclusion uses digital technology to expand the coverage and accessibility of financial services and achieve the goal of enabling a wider range of people to share the fruits of economic growth. At the same time, China's economy has entered a stage of high-quality development, with inclusive growth receiving high value. Its core is to pursue economic growth while ensuring fairness so that all groups can share development opportunities and achievements. However, the academic community has not yet reached a consensus on the micro-mechanisms of digital financial inclusion in promoting inclusive growth, especially the impact at the regional level, which is still relatively insufficient. This study takes Gansu Province, China, as an example to explore how the five driving factors of digital financial inclusion influence inclusive growth by increasing the usage of digital financial inclusion, and examines the moderating role of demographic characteristics.

Item Type: Thesis (PhD)
Subjects: H Social Sciences > HD Industries. Land use. Labor > HD28-70 Management. Industrial Management
Divisions: Pusat Pengajian Pengurusan (School of Management) > Thesis
Depositing User: Mr Aizat Asmawi Abdul Rahim
Date Deposited: 17 Sep 2026 09:00
Last Modified: 17 Sep 2026 09:00
URI: http://eprints.usm.my/id/eprint/64967

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