Wu, Wanrong
(2024)
The Impact Of Digital Inclusive
Finance Development On The Income
Gap Between Urban And Rural
Residents: An Empirical Evidence From
Guangdong Province, China.
Masters thesis, Perpustakaan Hamzah Sendut.
Abstract
This study examines the relationship between urban and rural residents by
looking at the impact of digital inclusive finance development on the income gap in
GuangDong, China. This study also investigates the impact of the urban-rural income
gap between neighboring cities and the impact of digital financial inclusion on
reducing the income gap between neighboring cities, for 20 cities in Guangdong, China,
over the period of 2010-2020. The study applies the Digital Inclusive Finance Index
to examine whether the urban-rural income gap can be reduced. The study uses the
Digital Inclusive Finance Index and its three sub-indices as independent variables. The
sub-indices are the coverage index, the depth of use index and the degree of
digitalization support index. The six dimensions of industrial structure, level of fixed
asset investment, government competition, agricultural policy, level of traditional
finance, the degree of openness to the world are used as control variables to observe
effect of digital inclusive finance on reducing the urban-rural income gap. In addition,
the impact of digital inclusion finance on reducing the urban-rural income gap between
spatially adjacent cities was also studied. The findings show, in terms of the overall
effect, the higher the development level of digital inclusive finance, the stronger the
convergence effect on the urban-rural income gap.
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