Saima, Sorna Umme
(2024)
Grameen Microfinance And Sustainable Empowerment: A Study Of Farmerettes In Jobra Village, Bangladesh.
Masters thesis, Perpustakaan Hamzah Sendut.
Abstract
In the rural setting of Jobra village in Bangladesh, female farmers rely on
microfinancing loans from Grameen Bank, and face challenges in achieving
sustainability, hindering their empowerment efforts. Therefore, this study aims to
identify the sustainability issues farmerettes are facing in Jobra villages, Bangladesh,
from Grameen Bank microfinancing loans; and analyse the effect of Grameen Bank’s
loan on sustainable empowerment of farmerettes in Jobra Village. The study involves
14 farmerettes and two community leaders as respondents. Primary data was collected
through semi-structured interviews and analysed using ATLAS.ti software. To
examine the issues and effects of Grameen's sustainable empowerment, the study
adopts the Capability Approach framework, which centres on the dimensions of
Agency, Resources, and Achievements within Collective Empowerment. The findings
of the study reveal a significant reliance on Grameen loans, coupled with inadequate
bank supervision and training, a cascading impact of mission drift on borrowers, and
a tendency towards loan misuse. Consequently, the identified issues lead to economic,
social, political, and psychological disempowerment effects among farmerettes,
underscoring the need for a holistic microfinance approach addressing
multidimensional empowerment for sustainable development. The study concludes by
recommending future research to develop and implement strategies for a
comprehensive microfinance model, emphasizing that such efforts can contribute to a
holistic approach and foster sustainable empowerment for farmerettes in rural
Bangladesh.
Actions (login required)
 |
View Item |
