Hew, Wee Lim
(2023)
Homeownership Intentions: The Influence Of Physical And Social
Environment, Attitudinal Factors, Place Attachment, And Income Differentials.
PhD thesis, Perpustakaan Hamzah Sendut.
Abstract
Declining homeownership intentions is a problem that is escalating among
middle and low-income group. While affordability is commonly assumed to be the
reason for deferring homeownership tendencies, there are many other factors at play.
Thus this research investigates the impact of residential environment, attitudinal
factors on homeownership intentions through the mediation of place attachment and
moderation of income differentials between the middle and lower-income groups. A
framework was then devised based on the Mehrabian-Russell Model and
complemented with the Theory of Planned Behaviour, and a survey on nonhomeowners
in Selangor, Kuala Lumpur, Perak, Pulau Pinang, Johor, and Melaka
was subsequently conducted between February to July 2020. Data was analysed
using PLS-SEM. The research found that the social factors such as the residents'
sociability and civility, as well as individuals' attitude towards homeownership.
social influences, and perceptions of their future financial security, have significant
impact on their attachment towards their place of residence, and this feeling drives
their intention to own a home. The research also found both income groups to be
indifferent in their perceptions and homeownership sentiments, except in their
perceptions of future financial security. This research has several implications.
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