Sme Loan Decision-Making Process: The Declining Role Of Human Capital

Ottavia, Ottavia and Chuluunbaatar, Enkhbold and Far Kung, Shiann and Luh, Ding Bang (2011) Sme Loan Decision-Making Process: The Declining Role Of Human Capital. Asian Academy of Management Journal (AAMJ), 16 (2). pp. 1-24. ISSN 1394-2603

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Abstract

This study is intended to establish relationships among a borrower's attributes, the likelihood of loan approval, and the effect of lender's human capital in the SME loan-granting process. A conjoint analysis has been used as the main analytical tool. The results showed that: (1) a borrower's attributes are all positively related to the likelihood of loan approval on different levels, (2) officers place different weights on a borrower's attributes, and (3) human capital factors do not have significant roles in the SME loan-granting process

Item Type:	Article
Subjects:	H Social Sciences > HD Industries. Land use. Labor > HD28-70 Management. Industrial Management
Divisions:	Penerbit Universiti Sains Malaysia (USM Press) > Asian Academy of Management Journal (AAM)
Depositing User:	Mr Firdaus Mohamad
Date Deposited:	18 Sep 2017 04:38
Last Modified:	18 Sep 2017 04:38
URI:	http://eprints.usm.my/id/eprint/36563

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